<xsd:simpleType name="CreditRatingCodeEnumType">
    <xsd:annotation>
        <xsd:documentation>A set of codes that classifies whether the account is being paid on time as agreed or the applicable delinquency rating classification.
Derived from MISMO.org values for CREDITREPORTING_CreditLiabilityCurrentRatingTypeEnumerated. The MISMO values serve as normalized versions of the various similar credit depository codes. These are sometimes referred to as "manner of payment" codes. Credit bureaus may pass both descriptive enumerated values such as below and/or a terse two or three character "RepositoryCode" (i.e., a code prescribed by the relevant credit repository) corresponding to the same rating. For example, the identifier "00" may be equivalent to an enumerated value such as "Too New Not Yet Rated". Both the descriptive enumerations and the identifiers may be 
but not used
		</xsd:documentation>
    </xsd:annotation>
    <xsd:restriction base="xsd:normalizedString">
        <xsd:enumeration value="AsAgreed">
            <xsd:annotation>
                <xsd:documentation>Account is being paid on time and according to terms of the credit agreement.</xsd:documentation>
            </xsd:annotation>
        </xsd:enumeration>
        <xsd:enumeration value="BankruptcyOrWageEarnerPlan">
            <xsd:annotation>
                <xsd:documentation>Bankruptcy Or Wage Earner Plan. The exact type could not be determined.</xsd:documentation>
            </xsd:annotation>
        </xsd:enumeration>
        <xsd:enumeration value="ChargeOff">
            <xsd:annotation>
                <xsd:documentation>The account was not paid on a timely basis and the debt is being written off as uncollectible by the creditor. Charge-off amount refers to the total amount of credit card receivables written off the loan book during a period (irrespective of when a charge is made to the profit and loss account, which may be earlier if it is the institution's policy to create provisions at an earlier time than the amount is written off).</xsd:documentation>
            </xsd:annotation>
        </xsd:enumeration>
        <xsd:enumeration value="Collection">
            <xsd:annotation>
                <xsd:documentation>Account has not been paid on a timely basis and is been turned over to an attorney or agency for collection.</xsd:documentation>
            </xsd:annotation>
        </xsd:enumeration>
        <xsd:enumeration value="CollectionOrChargeOff">
            <xsd:annotation>
                <xsd:documentation>The exact type could not be determined.</xsd:documentation>
            </xsd:annotation>
        </xsd:enumeration>
        <xsd:enumeration value="Foreclosure">
            <xsd:annotation>
                <xsd:documentation>Legal proceedings have been initiated to sell property to settle debt on an unpaid balance.</xsd:documentation>
            </xsd:annotation>
        </xsd:enumeration>
        <xsd:enumeration value="ForeclosureOrRepossession">
            <xsd:annotation>
                <xsd:documentation>The exact type could not be determined.</xsd:documentation>
            </xsd:annotation>
        </xsd:enumeration>
        <xsd:enumeration value="Late30Days">
            <xsd:annotation>
                <xsd:documentation>Account is between 30 and 59 days past due.</xsd:documentation>
            </xsd:annotation>
        </xsd:enumeration>
        <xsd:enumeration value="Late60Days">
            <xsd:annotation>
                <xsd:documentation>Account is between 60 and 89 days past due.</xsd:documentation>
            </xsd:annotation>
        </xsd:enumeration>
        <xsd:enumeration value="Late90Days">
            <xsd:annotation>
                <xsd:documentation>Account is betwen 90 and 119 days past due.</xsd:documentation>
            </xsd:annotation>
        </xsd:enumeration>
        <xsd:enumeration value="LateOver120Days">
            <xsd:annotation>
                <xsd:documentation>Account is 120 days or more past due.</xsd:documentation>
            </xsd:annotation>
        </xsd:enumeration>
        <xsd:enumeration value="NoDataAvailable">
            <xsd:annotation>
                <xsd:documentation>Status of the account is not known.</xsd:documentation>
            </xsd:annotation>
        </xsd:enumeration>
        <xsd:enumeration value="Repossession">
            <xsd:annotation>
                <xsd:documentation>Account has not been paid on a timely basis and proceedings have been initiated to repossess collateral property to partially of fully satisfy the debt.</xsd:documentation>
            </xsd:annotation>
        </xsd:enumeration>
        <xsd:enumeration value="TooNewNotYetRated">
            <xsd:annotation>
                <xsd:documentation>Account has been recently established and is too new to rate payment history.</xsd:documentation>
            </xsd:annotation>
        </xsd:enumeration>
        <xsd:enumeration value="WageEarnerPlan">
            <xsd:annotation>
                <xsd:documentation>Past due debt on an account is being paid according to terms established by a court or agreement with the creditor.</xsd:documentation>
            </xsd:annotation>
        </xsd:enumeration>
    </xsd:restriction>
</xsd:simpleType>