Documentation for Standards for Technology in Automotive Retail
Definition Type: ComplexType
Name: ContractResponseFinancingType
Namespace: http://www.starstandard.org/STAR/5
Containing Schema: Components.xsd
Abstract
Collapse XSD Schema Diagram:
Drilldown into Fee in schema components_xsd Drilldown into BuyPercentageRateAdjustmentGroup in schema components_xsd Drilldown into BaseBuyPercentageRate in schema components_xsd Drilldown into BalloonPrepaidDistanceResidualBuyDownAmount in schema components_xsd Drilldown into BalloonDistanceResidualBuyDownAmount in schema components_xsd Drilldown into Tax in schema components_xsd Drilldown into ContractRespProgramsAndRates in schema components_xsd Drilldown into ContractRespFederalTILDisclosures in schema components_xsd Drilldown into DeferredGrossAmount in schema components_xsd Drilldown into FinancePlan in schema components_xsd Drilldown into BookingDate in schema components_xsd Drilldown into NetProceedsAmount in schema components_xsd Drilldown into GrossProceedsAmount in schema components_xsd Drilldown into RetailAPRBuyDownPercent in schema components_xsd Drilldown into BalloonHardAddsResidualBuyDownAmount in schema components_xsd Drilldown into BalloonPercentageResidualBuyDown in schema components_xsd Drilldown into MSRPPackageAmount in schema components_xsd Drilldown into ExpirationDate in schema components_xsd Drilldown into EffectiveDate in schema components_xsd Drilldown into SubsidyCode in schema components_xsd Drilldown into NetAnnualPercentageRate in schema components_xsd Drilldown into ContractMVPCode in schema components_xsd Drilldown into BalloonResidualPercentage in schema components_xsd Drilldown into BulletinNumberString in schema components_xsd Drilldown into PaymentAmount in schema components_xsd Drilldown into AnnualPercentageRate in schema components_xsd Drilldown into TermMeasure in schema components_xsd Drilldown into Notifications in schema components_xsd Drilldown into FunderComments in schema components_xsd Drilldown into Credit in schema components_xsd Drilldown into Deduction in schema components_xsd Drilldown into OverduePaymentAmount in schema components_xsd Drilldown into NumberOfOverduePaymentsNumeric in schema components_xsd Drilldown into AmountFinanced in schema components_xsd Drilldown into DealerReserveAmount in schema components_xsd Drilldown into DealerReserveTypeString in schema components_xsdXSD Diagram of ContractResponseFinancingType in schema components_xsd (Standards for Technology in Automotive Retail)
Collapse XSD Schema Code: 
<xsd:complexType name="ContractResponseFinancingType">
    <xsd:sequence>
        <xsd:element minOccurs="0" name="DealerReserveTypeString" type="qdt:StringType">
            <xsd:annotation>
                <xsd:documentation>Identifies the category used to calculate the Dealer Reserve i.e., Flat, Standard Dealer Participation, Guaranteed Dealer Participation.</xsd:documentation>
            </xsd:annotation>
        </xsd:element>
        <xsd:element minOccurs="0" name="DealerReserveAmount" type="udt:AmountType">
            <xsd:annotation>
                <xsd:documentation>The dollar amount associated with the dealer reserve.</xsd:documentation>
            </xsd:annotation>
        </xsd:element>
        <xsd:element name="AmountFinanced" type="udt:AmountType">
            <xsd:annotation>
                <xsd:documentation>The total amount financed.</xsd:documentation>
            </xsd:annotation>
        </xsd:element>
        <xsd:element minOccurs="0" name="NumberOfOverduePaymentsNumeric" type="udt:NumericType">
            <xsd:annotation>
                <xsd:documentation>The number of payments that are already passed due at the time the deal is funded.</xsd:documentation>
            </xsd:annotation>
        </xsd:element>
        <xsd:element minOccurs="0" name="OverduePaymentAmount" type="udt:AmountType">
            <xsd:annotation>
                <xsd:documentation>The dollar amount of the past due payments.</xsd:documentation>
            </xsd:annotation>
        </xsd:element>
        <xsd:element maxOccurs="unbounded" minOccurs="0" ref="Deduction">
            <xsd:annotation>
                <xsd:documentation>Communicates any deductions from the dealer settlement amount (e.g., Tax Stamp Amount).</xsd:documentation>
            </xsd:annotation>
        </xsd:element>
        <xsd:element maxOccurs="unbounded" minOccurs="0" ref="Credit">
            <xsd:annotation>
                <xsd:documentation>Communicates any miscellaneous additions to the dealer settlement amount (e.g., Owner Loyalty Reimbursement Amount).</xsd:documentation>
            </xsd:annotation>
        </xsd:element>
        <xsd:element maxOccurs="unbounded" minOccurs="0" name="FunderComments" type="udt:TextType">
            <xsd:annotation>
                <xsd:documentation>Free form text area for Funder's comments.</xsd:documentation>
            </xsd:annotation>
        </xsd:element>
        <xsd:element minOccurs="0" name="Notifications" type="udt:TextType">
            <xsd:annotation>
                <xsd:documentation>Free form text area identifying any policies are legal restrictions.</xsd:documentation>
            </xsd:annotation>
        </xsd:element>
        <xsd:element minOccurs="0" name="TermMeasure" type="sqdt:TimeMeasureType">
            <xsd:annotation>
                <xsd:documentation>The total duration of the contract in months.</xsd:documentation>
            </xsd:annotation>
        </xsd:element>
        <xsd:element minOccurs="0" name="AnnualPercentageRate" type="udt:PercentType">
            <xsd:annotation>
                <xsd:documentation>The customer's buy rate.</xsd:documentation>
            </xsd:annotation>
        </xsd:element>
        <xsd:element minOccurs="0" name="PaymentAmount" type="udt:AmountType">
            <xsd:annotation>
                <xsd:documentation>Monthly Payment Amount.</xsd:documentation>
            </xsd:annotation>
        </xsd:element>
        <xsd:element minOccurs="0" name="BulletinNumberString" type="qdt:StringType">
            <xsd:annotation>
                <xsd:documentation>Identifies the bulletin used to fund the deal.</xsd:documentation>
            </xsd:annotation>
        </xsd:element>
        <xsd:element minOccurs="0" name="BalloonResidualPercentage" type="udt:PercentType">
            <xsd:annotation>
                <xsd:documentation>The estimated percent of value at contract end.</xsd:documentation>
            </xsd:annotation>
        </xsd:element>
        <xsd:element minOccurs="0" name="ContractMVPCode" type="udt:CodeType">
            <xsd:annotation>
                <xsd:documentation>The rating of the customer based on the credit worthiness of the customer.</xsd:documentation>
            </xsd:annotation>
        </xsd:element>
        <xsd:element minOccurs="0" name="NetAnnualPercentageRate" type="udt:PercentType">
            <xsd:annotation>
                <xsd:documentation>The rate charged to the dealer.</xsd:documentation>
            </xsd:annotation>
        </xsd:element>
        <xsd:element minOccurs="0" name="SubsidyCode" type="udt:CodeType">
            <xsd:annotation>
                <xsd:documentation>The manufacturer assigned code that determines the incentives that are being offered to the customer (i.e., 0% financing).</xsd:documentation>
            </xsd:annotation>
        </xsd:element>
        <xsd:element minOccurs="0" name="EffectiveDate" type="udt:DateType">
            <xsd:annotation>
                <xsd:documentation>The effective date of the incentives or rates.</xsd:documentation>
            </xsd:annotation>
        </xsd:element>
        <xsd:element minOccurs="0" name="ExpirationDate" type="udt:DateType">
            <xsd:annotation>
                <xsd:documentation>Identifies the end date of the incentives and rates.</xsd:documentation>
            </xsd:annotation>
        </xsd:element>
        <xsd:element minOccurs="0" name="MSRPPackageAmount" type="udt:AmountType">
            <xsd:annotation>
                <xsd:documentation>Manufacturer suggested retail price / discount amount. Discount package is for a special package on a vehicle.</xsd:documentation>
            </xsd:annotation>
        </xsd:element>
        <xsd:element minOccurs="0" name="BalloonPercentageResidualBuyDown" type="udt:PercentType">
            <xsd:annotation>
                <xsd:documentation>Amount paid up-front towards the end-of-term residual value. (A higher residual means lower monthly payments - some people will put cash or trade equity down to "buy-down" their monthly payments.)</xsd:documentation>
            </xsd:annotation>
        </xsd:element>
        <xsd:element minOccurs="0" name="BalloonHardAddsResidualBuyDownAmount" type="udt:AmountType">
            <xsd:annotation>
                <xsd:documentation>Amount paid up-front towards the hard-add residual adjustment. (For example, if the customer wants a CD changer but doesn't want the monthly payments to go up, they may pay for a portion of it up-front.)</xsd:documentation>
            </xsd:annotation>
        </xsd:element>
        <xsd:element minOccurs="0" name="RetailAPRBuyDownPercent" type="udt:PercentType">
            <xsd:annotation>
                <xsd:documentation>The difference in the finance charge amount between the buy rate and the customer rate. For instance if the buy rate is 4.9% and the dealer writes the contract for 2.9% - the difference of 1% finance charge needs to be paid to the lender up-front.</xsd:documentation>
            </xsd:annotation>
        </xsd:element>
        <xsd:element minOccurs="0" name="GrossProceedsAmount" type="udt:AmountType">
            <xsd:annotation>
                <xsd:documentation>The amount that the finance source is paying the dealer for the deal. EX: If a dealer owes a buy down amount, it may be deducted from their proceeds.</xsd:documentation>
            </xsd:annotation>
        </xsd:element>
        <xsd:element minOccurs="0" name="NetProceedsAmount" type="udt:AmountType">
            <xsd:annotation>
                <xsd:documentation>The GrossProceedsAmount minus the wholesale payoff amount.</xsd:documentation>
            </xsd:annotation>
        </xsd:element>
        <xsd:element minOccurs="0" name="BookingDate" type="udt:DateType">
            <xsd:annotation>
                <xsd:documentation>The date that the finance source begins servicing the deal.</xsd:documentation>
            </xsd:annotation>
        </xsd:element>
        <xsd:element maxOccurs="unbounded" minOccurs="0" name="FinancePlan" type="udt:TextType">
            <xsd:annotation>
                <xsd:documentation>Description of standard finance plan applied to deal.</xsd:documentation>
            </xsd:annotation>
        </xsd:element>
        <xsd:element minOccurs="0" name="DeferredGrossAmount" type="udt:AmountType">
            <xsd:annotation>
                <xsd:documentation>A portion of the dealer�¢??s proceeds that is held for future payment.</xsd:documentation>
            </xsd:annotation>
        </xsd:element>
        <xsd:element minOccurs="0" ref="ContractRespFederalTILDisclosures">
            <xsd:annotation>
                <xsd:documentation>Federal Truth In Lending Disclosures</xsd:documentation>
            </xsd:annotation>
        </xsd:element>
        <xsd:element minOccurs="0" ref="ContractRespProgramsAndRates">
            <xsd:annotation>
                <xsd:documentation>The ProgramsAndRates component represents vehicle and finance programs/rates associated with the contract or lease agreement for the vehicle.</xsd:documentation>
            </xsd:annotation>
        </xsd:element>
        <xsd:element maxOccurs="unbounded" minOccurs="0" ref="Tax">
            <xsd:annotation>
                <xsd:documentation>Tax assoicated with the financing</xsd:documentation>
            </xsd:annotation>
        </xsd:element>
        <xsd:element minOccurs="0" name="BalloonDistanceResidualBuyDownAmount" type="udt:AmountType">
            <xsd:annotation>
                <xsd:documentation>Amount paid up-front towards expected additional mileage on the vehicle.This amount will off-set the expected reduction of end-of-term residual due to higher mileage on the vehicle.</xsd:documentation>
            </xsd:annotation>
        </xsd:element>
        <xsd:element minOccurs="0" name="BalloonPrepaidDistanceResidualBuyDownAmount" type="udt:AmountType">
            <xsd:annotation>
                <xsd:documentation>This is the preset amount determined by the lender for upfront miles. This rate is multiplied by the number of up-front miles and this amount is subtracted from the residual value.</xsd:documentation>
            </xsd:annotation>
        </xsd:element>
        <xsd:element maxOccurs="1" minOccurs="0" name="BaseBuyPercentageRate" type="udt:PercentType">
            <xsd:annotation>
                <xsd:documentation>Base buy rate before any additions or subtractions.</xsd:documentation>
            </xsd:annotation>
        </xsd:element>
        <xsd:element maxOccurs="1" minOccurs="0" ref="BuyPercentageRateAdjustmentGroup">
            <xsd:annotation>
                <xsd:documentation>Communicates any adjustments to the buy rate.</xsd:documentation>
            </xsd:annotation>
        </xsd:element>
        <xsd:element maxOccurs="1" minOccurs="0" ref="Fee" />
    </xsd:sequence>
</xsd:complexType>
Collapse Child Elements:
Name Type Min Occurs Max Occurs
DealerReserveTypeString star:DealerReserveTypeString 0 (1)
DealerReserveAmount star:DealerReserveAmount 0 (1)
AmountFinanced star:AmountFinanced (1) (1)
NumberOfOverduePaymentsNumeric star:NumberOfOverduePaymentsNumeric 0 (1)
OverduePaymentAmount star:OverduePaymentAmount 0 (1)
Deduction star:Deduction 0 unbounded
Credit star:Credit 0 unbounded
FunderComments star:FunderComments 0 unbounded
Notifications star:Notifications 0 (1)
TermMeasure star:TermMeasure 0 (1)
AnnualPercentageRate star:AnnualPercentageRate 0 (1)
PaymentAmount star:PaymentAmount 0 (1)
BulletinNumberString star:BulletinNumberString 0 (1)
BalloonResidualPercentage star:BalloonResidualPercentage 0 (1)
ContractMVPCode star:ContractMVPCode 0 (1)
NetAnnualPercentageRate star:NetAnnualPercentageRate 0 (1)
SubsidyCode star:SubsidyCode 0 (1)
EffectiveDate star:EffectiveDate 0 (1)
ExpirationDate star:ExpirationDate 0 (1)
MSRPPackageAmount star:MSRPPackageAmount 0 (1)
BalloonPercentageResidualBuyDown star:BalloonPercentageResidualBuyDown 0 (1)
BalloonHardAddsResidualBuyDownAmount star:BalloonHardAddsResidualBuyDownAmount 0 (1)
RetailAPRBuyDownPercent star:RetailAPRBuyDownPercent 0 (1)
GrossProceedsAmount star:GrossProceedsAmount 0 (1)
NetProceedsAmount star:NetProceedsAmount 0 (1)
BookingDate star:BookingDate 0 (1)
FinancePlan star:FinancePlan 0 unbounded
DeferredGrossAmount star:DeferredGrossAmount 0 (1)
ContractRespFederalTILDisclosures star:ContractRespFederalTILDisclosures 0 (1)
ContractRespProgramsAndRates star:ContractRespProgramsAndRates 0 (1)
Tax star:Tax 0 unbounded
BalloonDistanceResidualBuyDownAmount star:BalloonDistanceResidualBuyDownAmount 0 (1)
BalloonPrepaidDistanceResidualBuyDownAmount star:BalloonPrepaidDistanceResidualBuyDownAmount 0 (1)
BaseBuyPercentageRate star:BaseBuyPercentageRate 0 1
BuyPercentageRateAdjustmentGroup star:BuyPercentageRateAdjustmentGroup 0 1
Fee star:Fee 0 1
Collapse Derivation Tree:
Collapse References:
star:ContractResponseFinancing
Documentation for Standards for Technology in Automotive Retail

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