Documentation for Standards for Technology in Automotive Retail
Definition Type: ComplexType
Name: DecisionFinancingType
Namespace: http://www.starstandard.org/STAR/5
Containing Schema: Components.xsd
Abstract
Collapse XSD Schema Diagram:
Drilldown into BuyPercentageRateAdjustmentGroup in schema components_xsd Drilldown into BaseBuyPercentageRate in schema components_xsd Drilldown into PreApprovedProgramName in schema components_xsd Drilldown into NetCapitalizedCostAmount in schema components_xsd Drilldown into FICOScoreCode in schema components_xsd Drilldown into Fee in schema components_xsd Drilldown into LeaseRateMoneyFactorString in schema components_xsd Drilldown into OfferStatusCode in schema components_xsd Drilldown into FirstPaymentDate in schema components_xsd Drilldown into NumberOfPaymentsNumeric in schema components_xsd Drilldown into TotalContractAmount in schema components_xsd Drilldown into Tax in schema components_xsd Drilldown into MSRPGuidePercentage in schema components_xsd Drilldown into AnnualPercentageRate in schema components_xsd Drilldown into MiscellaneousNotes in schema components_xsd Drilldown into SecurityDepositAmount in schema components_xsd Drilldown into CreditLifePremiumAmount in schema components_xsd Drilldown into DisabilityPremiumAmount in schema components_xsd Drilldown into InsuranceTotalExtendedWarrantyAmount in schema components_xsd Drilldown into NetTradeAmount in schema components_xsd Drilldown into ManufacturerRebateAmount in schema components_xsd Drilldown into DealerRebateAmount in schema components_xsd Drilldown into DeferredDownPaymentAmount in schema components_xsd Drilldown into ApplicationTypeString in schema components_xsd Drilldown into RatingIndexCode in schema components_xsd Drilldown into ExpirationDate in schema components_xsd Drilldown into ApprovedAmount in schema components_xsd Drilldown into ApprovedIndicator in schema components_xsd Drilldown into PurchasePriceAmount in schema components_xsd Drilldown into DownPaymentAmount in schema components_xsd Drilldown into FinanceCompanyName in schema components_xsd Drilldown into MaturityDateYearMonthDate in schema components_xsd Drilldown into TermMeasure in schema components_xsd Drilldown into ResidualAmount in schema components_xsd Drilldown into FinalAmount in schema components_xsd Drilldown into BalanceAmount in schema components_xsd Drilldown into PaymentAmount in schema components_xsd Drilldown into FinanceTypeString in schema components_xsdXSD Diagram of DecisionFinancingType in schema components_xsd (Standards for Technology in Automotive Retail)
Collapse XSD Schema Code: 
<xsd:complexType name="DecisionFinancingType">
    <xsd:sequence>
        <xsd:element name="FinanceTypeString" type="qdt:StringType">
            <xsd:annotation>
                <xsd:documentation>Type of financing Examples may be F- Finance, L - Lease, C-Cash, 1-Retail, 2-Lease, 3-Balloon, etc..</xsd:documentation>
            </xsd:annotation>
        </xsd:element>
        <xsd:element minOccurs="0" name="PaymentAmount" type="udt:AmountType">
            <xsd:annotation>
                <xsd:documentation>Monthly Payment Amount</xsd:documentation>
            </xsd:annotation>
        </xsd:element>
        <xsd:element minOccurs="0" name="BalanceAmount" type="udt:AmountType">
            <xsd:annotation>
                <xsd:documentation>Remaining balance on Current Vehicle</xsd:documentation>
            </xsd:annotation>
        </xsd:element>
        <xsd:element minOccurs="0" name="FinalAmount" type="udt:AmountType">
            <xsd:annotation>
                <xsd:documentation>Last month payment amount</xsd:documentation>
            </xsd:annotation>
        </xsd:element>
        <xsd:element minOccurs="0" name="ResidualAmount" type="udt:AmountType">
            <xsd:annotation>
                <xsd:documentation>Remaining residual on current vehicle</xsd:documentation>
            </xsd:annotation>
        </xsd:element>
        <xsd:element name="TermMeasure" type="sqdt:TimeMeasureType">
            <xsd:annotation>
                <xsd:documentation>Number of months of contract term</xsd:documentation>
            </xsd:annotation>
        </xsd:element>
        <xsd:element minOccurs="0" name="MaturityDateYearMonthDate" type="qdt:YearMonthDateType">
            <xsd:annotation>
                <xsd:documentation>Month and year of contract maturity</xsd:documentation>
            </xsd:annotation>
        </xsd:element>
        <xsd:element minOccurs="0" name="FinanceCompanyName" type="udt:NameType">
            <xsd:annotation>
                <xsd:documentation>Name of Finance Company</xsd:documentation>
            </xsd:annotation>
        </xsd:element>
        <xsd:element minOccurs="0" name="DownPaymentAmount" type="udt:AmountType">
            <xsd:annotation>
                <xsd:documentation>Down Payment amount or amount of cap cost reduction.</xsd:documentation>
            </xsd:annotation>
        </xsd:element>
        <xsd:element minOccurs="0" name="PurchasePriceAmount" type="udt:AmountType">
            <xsd:annotation>
                <xsd:documentation>Purchase Price or Gross Cap cost specified in deal. Total payments at end of purchase</xsd:documentation>
            </xsd:annotation>
        </xsd:element>
        <xsd:element minOccurs="0" name="ApprovedIndicator" type="udt:IndicatorType">
            <xsd:annotation>
                <xsd:documentation>Approved Indicator</xsd:documentation>
            </xsd:annotation>
        </xsd:element>
        <xsd:element minOccurs="0" name="ApprovedAmount" type="udt:AmountType">
            <xsd:annotation>
                <xsd:documentation>Amount pre-approved</xsd:documentation>
            </xsd:annotation>
        </xsd:element>
        <xsd:element minOccurs="0" name="ExpirationDate" type="udt:DateType">
            <xsd:annotation>
                <xsd:documentation>Date pre-approval expires</xsd:documentation>
            </xsd:annotation>
        </xsd:element>
        <xsd:element minOccurs="0" name="RatingIndexCode" type="udt:CodeType">
            <xsd:annotation>
                <xsd:documentation>Rating Index Used for Credit Approval</xsd:documentation>
            </xsd:annotation>
        </xsd:element>
        <xsd:element minOccurs="0" name="ApplicationTypeString" type="qdt:StringType">
            <xsd:annotation>
                <xsd:documentation>Type of application being submitted for financing (e.g., individual, individual + co-applicant, business, business + coapplicant, employee).</xsd:documentation>
            </xsd:annotation>
        </xsd:element>
        <xsd:element minOccurs="0" name="DeferredDownPaymentAmount" type="udt:AmountType">
            <xsd:annotation>
                <xsd:documentation>Deferred Down Payment amount.</xsd:documentation>
            </xsd:annotation>
        </xsd:element>
        <xsd:element minOccurs="0" name="DealerRebateAmount" type="udt:AmountType">
            <xsd:annotation>
                <xsd:documentation>Dealer rebate amount.</xsd:documentation>
            </xsd:annotation>
        </xsd:element>
        <xsd:element minOccurs="0" name="ManufacturerRebateAmount" type="udt:AmountType">
            <xsd:annotation>
                <xsd:documentation>Manufacturer rebate amount.</xsd:documentation>
            </xsd:annotation>
        </xsd:element>
        <xsd:element minOccurs="0" name="NetTradeAmount" type="udt:AmountType">
            <xsd:annotation>
                <xsd:documentation>The difference between the dollar value given by the dealer less the amount the customer still owes on the vehicle.</xsd:documentation>
            </xsd:annotation>
        </xsd:element>
        <xsd:element minOccurs="0" name="InsuranceTotalExtendedWarrantyAmount" type="udt:AmountType">
            <xsd:annotation>
                <xsd:documentation>Total of life, accidental and health insurance cost/extended warranty cost.</xsd:documentation>
            </xsd:annotation>
        </xsd:element>
        <xsd:element minOccurs="0" name="DisabilityPremiumAmount" type="udt:AmountType">
            <xsd:annotation>
                <xsd:documentation>Indicates amount of disability premium insurance being purchased for the vehicle.</xsd:documentation>
            </xsd:annotation>
        </xsd:element>
        <xsd:element minOccurs="0" name="CreditLifePremiumAmount" type="udt:AmountType">
            <xsd:annotation>
                <xsd:documentation>Indicates the amount of credit life premium insurance being purchased for the vehicle.</xsd:documentation>
            </xsd:annotation>
        </xsd:element>
        <xsd:element minOccurs="0" name="SecurityDepositAmount" type="udt:AmountType">
            <xsd:annotation>
                <xsd:documentation>Security deposit is the amount paid to cover damage, excess mileage or excess wear and tear on a leased vehicle.</xsd:documentation>
            </xsd:annotation>
        </xsd:element>
        <xsd:element minOccurs="0" name="MiscellaneousNotes" type="udt:TextType">
            <xsd:annotation>
                <xsd:documentation>Free form miscellaneous comments</xsd:documentation>
            </xsd:annotation>
        </xsd:element>
        <xsd:element minOccurs="0" name="AnnualPercentageRate" type="udt:PercentType">
            <xsd:annotation>
                <xsd:documentation>Annual percentage rate.</xsd:documentation>
            </xsd:annotation>
        </xsd:element>
        <xsd:element minOccurs="0" name="MSRPGuidePercentage" type="udt:PercentType">
            <xsd:annotation>
                <xsd:documentation>The ration of the amount financed compared to the value of the vehicle identified in a vehicle evaluation guide (EX: Nada Guide).</xsd:documentation>
            </xsd:annotation>
        </xsd:element>
        <xsd:element maxOccurs="unbounded" minOccurs="0" ref="Tax">
            <xsd:annotation>
                <xsd:documentation>Communicates the tax associated with the vehicle being financed.</xsd:documentation>
            </xsd:annotation>
        </xsd:element>
        <xsd:element minOccurs="0" name="TotalContractAmount" type="udt:AmountType">
            <xsd:annotation>
                <xsd:documentation>Total amount of the service contract.</xsd:documentation>
            </xsd:annotation>
        </xsd:element>
        <xsd:element minOccurs="0" name="NumberOfPaymentsNumeric" type="udt:NumericType">
            <xsd:annotation>
                <xsd:documentation>Indicates the number of payments.</xsd:documentation>
            </xsd:annotation>
        </xsd:element>
        <xsd:element minOccurs="0" name="FirstPaymentDate" type="udt:DateType">
            <xsd:annotation>
                <xsd:documentation>Indicates the first date of payment.</xsd:documentation>
            </xsd:annotation>
        </xsd:element>
        <xsd:element minOccurs="0" name="OfferStatusCode" type="udt:CodeType">
            <xsd:annotation>
                <xsd:documentation>Code describing the type of offer (e.g., Pre-approval, Consumer, Dealer)</xsd:documentation>
            </xsd:annotation>
        </xsd:element>
        <xsd:element minOccurs="0" name="LeaseRateMoneyFactorString" type="qdt:StringType">
            <xsd:annotation>
                <xsd:documentation>Money factor multiplier used to determine finance costs for a lease.</xsd:documentation>
            </xsd:annotation>
        </xsd:element>
        <xsd:element maxOccurs="unbounded" minOccurs="0" ref="Fee">
            <xsd:annotation>
                <xsd:documentation>The fees associated with the vehicle being financed.</xsd:documentation>
            </xsd:annotation>
        </xsd:element>
        <xsd:element minOccurs="0" name="FICOScoreCode" type="udt:CodeType">
            <xsd:annotation>
                <xsd:documentation>FICO score used to make credit decision.</xsd:documentation>
            </xsd:annotation>
        </xsd:element>
        <xsd:element minOccurs="0" name="NetCapitalizedCostAmount" type="udt:AmountType">
            <xsd:annotation>
                <xsd:documentation>Leasing value derived from the cash selling price after adjustments for downpayments etc.</xsd:documentation>
            </xsd:annotation>
        </xsd:element>
        <xsd:element minOccurs="0" name="PreApprovedProgramName" type="udt:NameType">
            <xsd:annotation>
                <xsd:documentation>A text description of pre-approval codes.</xsd:documentation>
            </xsd:annotation>
        </xsd:element>
        <xsd:element maxOccurs="1" minOccurs="0" name="BaseBuyPercentageRate" type="udt:PercentType">
            <xsd:annotation>
                <xsd:documentation>Base buy rate before any additions or subtractions.</xsd:documentation>
            </xsd:annotation>
        </xsd:element>
        <xsd:element maxOccurs="1" minOccurs="0" ref="BuyPercentageRateAdjustmentGroup">
            <xsd:annotation>
                <xsd:documentation>Communicates any adjustments to the buy rate.</xsd:documentation>
            </xsd:annotation>
        </xsd:element>
    </xsd:sequence>
</xsd:complexType>
Collapse Child Elements:
Name Type Min Occurs Max Occurs
FinanceTypeString star:FinanceTypeString (1) (1)
PaymentAmount star:PaymentAmount 0 (1)
BalanceAmount star:BalanceAmount 0 (1)
FinalAmount star:FinalAmount 0 (1)
ResidualAmount star:ResidualAmount 0 (1)
TermMeasure star:TermMeasure (1) (1)
MaturityDateYearMonthDate star:MaturityDateYearMonthDate 0 (1)
FinanceCompanyName star:FinanceCompanyName 0 (1)
DownPaymentAmount star:DownPaymentAmount 0 (1)
PurchasePriceAmount star:PurchasePriceAmount 0 (1)
ApprovedIndicator star:ApprovedIndicator 0 (1)
ApprovedAmount star:ApprovedAmount 0 (1)
ExpirationDate star:ExpirationDate 0 (1)
RatingIndexCode star:RatingIndexCode 0 (1)
ApplicationTypeString star:ApplicationTypeString 0 (1)
DeferredDownPaymentAmount star:DeferredDownPaymentAmount 0 (1)
DealerRebateAmount star:DealerRebateAmount 0 (1)
ManufacturerRebateAmount star:ManufacturerRebateAmount 0 (1)
NetTradeAmount star:NetTradeAmount 0 (1)
InsuranceTotalExtendedWarrantyAmount star:InsuranceTotalExtendedWarrantyAmount 0 (1)
DisabilityPremiumAmount star:DisabilityPremiumAmount 0 (1)
CreditLifePremiumAmount star:CreditLifePremiumAmount 0 (1)
SecurityDepositAmount star:SecurityDepositAmount 0 (1)
MiscellaneousNotes star:MiscellaneousNotes 0 (1)
AnnualPercentageRate star:AnnualPercentageRate 0 (1)
MSRPGuidePercentage star:MSRPGuidePercentage 0 (1)
Tax star:Tax 0 unbounded
TotalContractAmount star:TotalContractAmount 0 (1)
NumberOfPaymentsNumeric star:NumberOfPaymentsNumeric 0 (1)
FirstPaymentDate star:FirstPaymentDate 0 (1)
OfferStatusCode star:OfferStatusCode 0 (1)
LeaseRateMoneyFactorString star:LeaseRateMoneyFactorString 0 (1)
Fee star:Fee 0 unbounded
FICOScoreCode star:FICOScoreCode 0 (1)
NetCapitalizedCostAmount star:NetCapitalizedCostAmount 0 (1)
PreApprovedProgramName star:PreApprovedProgramName 0 (1)
BaseBuyPercentageRate star:BaseBuyPercentageRate 0 1
BuyPercentageRateAdjustmentGroup star:BuyPercentageRateAdjustmentGroup 0 1
Collapse Derivation Tree:
Collapse References:
star:DecisionFinancing
Documentation for Standards for Technology in Automotive Retail

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