<xsd:simpleType name="ChargeBearerCodeEnumerationType">
    <xsd:restriction base="xsd:normalizedString">
        <xsd:enumeration value="OUR">
            <xsd:annotation>
                <xsd:documentation>All transaction charges are to be borne by the debtor.</xsd:documentation>
            </xsd:annotation>
        </xsd:enumeration>
        <xsd:enumeration value="BEN">
            <xsd:annotation>
                <xsd:documentation>All transaction charges are to be borne by the creditor.</xsd:documentation>
            </xsd:annotation>
        </xsd:enumeration>
        <xsd:enumeration value="SHA">
            <xsd:annotation>
                <xsd:documentation>Transaction charges on the Sender's side are to be borne by the ordering customer. Transaction charges on the Receiver's side are to be
borne by the beneficiary customer.</xsd:documentation>
            </xsd:annotation>
        </xsd:enumeration>
    </xsd:restriction>
</xsd:simpleType>