<xs:schema xmlns:xs="http://www.w3.org/2001/XMLSchema"
xmlns:commons="http://rets.org/xsd/RETSCommons/2007-08"
targetNamespace="http://rets.org/xsd/RETSCommons/2007-08"
elementFormDefault="qualified"
attributeFormDefault="unqualified">
<!--
(C)2007 National Association of REALTORS(R). All Rights Reserved
Tab stops
:set ts=3
File History
======================
$Header: Financial.xsd, 30, 3/31/08 4:09:26 AM EDT, Paul Stusiak$
$Log:
30 055_RETS_Standard 1.29 3/31/08 4:09:26 AM EDT Paul Stusiak
work in progress checkin against change requests including the RCP for
the adopted schemas
29 055_RETS_Standard 1.28 1/24/08 2:30:33 PM EST Paul Stusiak
correct copyright notice language
28 055_RETS_Standard 1.27 11/29/07 1:12:10 PM ESTPaul Stusiak
Multiple change requests from Boston, Calgary meetings
27 055_RETS_Standard 1.26 11/22/07 4:52:47 AM ESTPaul Stusiak
Work in progress check-in
26 055_RETS_Standard 1.25 10/8/07 5:45:02 PM EDT Gina Accawi
Create new definition for the PriceWithOptionalFrequency, do not
restrict a base type.
25 055_RETS_Standard 1.24 10/8/07 1:44:42 AM EDT Paul Stusiak
general clean up of the schema, add missing retsid as necessary.
24 055_RETS_Standard 1.23 9/26/07 10:40:35 AM EDTGina Accawi
Add details for when a property is currently leased or rented.
23 055_RETS_Standard 1.22 9/25/07 5:37:45 PM EDT Gina Accawi
Modify listing contract information structure. Include Rent/Lease
dates in contract information.
22 055_RETS_Standard 1.21 9/25/07 2:59:26 PM EDT Gina Accawi
Restructure listing complex types.
21 055_RETS_Standard 1.20 9/25/07 11:06:06 AM EDTPaul Stusiak
Reinstate documentation changes
20 055_RETS_Standard 1.19 9/25/07 10:52:10 AM EDTGina Accawi
Clean up of financial types.
19 055_RETS_Standard 1.18 9/25/07 9:21:34 AM EDT Paul Stusiak
Add documentation and rename elements
18 055_RETS_Standard 1.17 9/24/07 12:00:35 PM EDTGina Accawi
Create PriceWithOptionalFrequency type.
17 055_RETS_Standard 1.16 7/25/07 1:44:27 AM EDT Paul Stusiak
Add retsid documentation pattern
16 055_RETS_Standard 1.15 7/6/07 2:03:33 PM EDT Paul Stusiak
Standardized enumeration extensibility across Features.xsd.
15 055_RETS_Standard 1.14 7/3/07 4:04:54 AM EDT Paul Stusiak
General clean up of Property. Add modification timestamp, remove and
containerize complexTypes as needed.
14 055_RETS_Standard 1.13 5/2/07 4:11:44 PM EDT Paul Stusiak
modify element name to resolve code generation error - reserved word
Class
13 055_RETS_Standard 1.12 5/1/07 5:36:59 PM EDT Paul Stusiak
Update the version timestamp, make the schema relative again,
normalize the date related typing to use SecureDateTime and naming to
be of the form XXXDateTime
12 055_RETS_Standard 1.11 4/13/07 2:54:30 PM EDT Paul Stusiak
Pretty-print update to limit body width to less than 70 characters for
review purposes.
11 055_RETS_Standard 1.10 4/3/07 7:59:29 PM EDT Paul Stusiak
use url resolution for include, import to test schema validation
10 055_RETS_Standard 1.9 4/3/07 4:43:56 AM EDT Paul Stusiak
change namespace to remote location (www.ftc2.com) for testing
9 055_RETS_Standard 1.8 4/2/07 2:26:54 PM EDT Paul Stusiak
change namespace to match responding server and to use the URI
versioning suggested by both HP and XFront
8 055_RETS_Standard 1.7 3/30/07 9:20:28 PM EDT Paul Stusiak
Update of the versionTimestamp and the namespace (namespace to
200704). Change formating to a standard format
7 055_RETS_Standard 1.6 3/30/07 3:53:34 PM EDT Paul Stusiak
Change file name to match most complex type definition
6 055_RETS_Standard 1.5 3/30/07 3:49:46 PM EDT Paul Stusiak
Change namespace to commons. Increase the enumerations, clean up
Mortgage, move Investment and Fees from RETSCommons to here.
5 055_RETS_Standard 1.4 3/30/07 3:39:25 AM EDT Paul Stusiak
remove attribute group reference, use simple type instead
4 055_RETS_Standard 1.3 3/8/07 1:47:09 AM EST Paul Stusiak
Clean up the project information for the purposes of document
generation. Added trial annotation format for Gina's review. Made
modification to document format. Changed namespace to more regular
namespace format.
3 055_RETS_Standard 1.2 2/28/07 3:47:50 AM EST Paul Stusiak
add standard header and refactoring RETSCommons changes
2 055_RETS_Standard 1.1 2/22/07 6:34:47 PM EST Gina Accawi
Remove all references to the schemaLocation as being
http://retsserver.realtors.org:8080/xsd/. These references have been
changed to be relative path (as the current directory). Now,
regardless of where they are published, the referential internal
integrity will remain. The assumption is that these will all reside as
neighbors on the target distribution server.
1 055_RETS_Standard 1.0 2/22/07 5:59:28 PM EST Gina Accawi
$
======================
-->
<xs:annotation>
<xs:documentation>
Elements related to a Listing financing.
Enumerations are expected to be implemented as
lookup lists. The schema use the human readable
form of the lookup list rather than a code value.
Systems are permitted to implement any internal
method for storing such enumerations but MUST
expose the list values using the data values
of the appropriate enumeration.
Systems that have fewer values in a particular list do not
need to implement the additional enumeration values since they
will never be visible.
Systems that have more values in a particular list should expose the
additional values in the metadata and use the extension mechanism of
setting the element value to 'Other' and putting the extension data into
the otherDescription attribute.
</xs:documentation>
</xs:annotation>
<xs:include schemaLocation="Primitives.xsd"/>
<!-- Enumerations -->
<xs:complexType name="MortgageRankEnum">
<xs:annotation>
<xs:documentation>
An enumeration of the order of precedence
to collect against the asset for the different
classes of mortgage.
</xs:documentation>
<xs:appinfo>
<example>First</example>
</xs:appinfo>
</xs:annotation>
<xs:simpleContent>
<xs:restriction base="commons:OtherEnumerationDescriptionString">
<xs:enumeration value="First">
<xs:annotation>
<xs:appinfo>
<retsid>101246</retsid>
</xs:appinfo>
</xs:annotation>
</xs:enumeration>
<xs:enumeration value="Second">
<xs:annotation>
<xs:appinfo>
<retsid>101247</retsid>
</xs:appinfo>
</xs:annotation>
</xs:enumeration>
<xs:enumeration value="Unknown">
<xs:annotation>
<xs:appinfo>
<retsid>101248</retsid>
</xs:appinfo>
</xs:annotation>
</xs:enumeration>
<xs:enumeration value="Other">
<xs:annotation>
<xs:appinfo>
<retsid>101249</retsid>
</xs:appinfo>
</xs:annotation>
</xs:enumeration>
</xs:restriction>
</xs:simpleContent>
</xs:complexType>
<xs:complexType name="MortgageClassificationEnum">
<xs:annotation>
<xs:documentation>
A list of some well known mortgage
classifications
</xs:documentation>
<xs:appinfo>
Adjustable Rate
</xs:appinfo>
</xs:annotation>
<xs:simpleContent>
<xs:restriction base="commons:OtherEnumerationDescriptionString">
<xs:enumeration value="Adjustable Rate">
<xs:annotation>
<xs:documentation>
Also known as ARM, the interest rate
may be adjusted during the term of the
agreement.
</xs:documentation>
<xs:appinfo>
<retsid>101250</retsid>
</xs:appinfo>
</xs:annotation>
</xs:enumeration>
<xs:enumeration value="Alternative Mortgage Instrument">
<xs:annotation>
<xs:documentation>
A general term to describe mortgage
types that are not fixed in term.
</xs:documentation>
<xs:appinfo>
<retsid>101251</retsid>
</xs:appinfo>
</xs:annotation>
</xs:enumeration>
<xs:enumeration value="Balloon">
<xs:annotation>
<xs:documentation>
A type of fixed rate mortgage that
starts with a low rate for a period of
five to seven years then is ended with
a single large payment for all the
remaining principal.
</xs:documentation>
<xs:appinfo>
<retsid>101252</retsid>
</xs:appinfo>
</xs:annotation>
</xs:enumeration>
<xs:enumeration value="Biweekly">
<xs:annotation>
<xs:appinfo>
<retsid>101253</retsid>
</xs:appinfo>
</xs:annotation>
</xs:enumeration>
<xs:enumeration value="Capped Rate">
<xs:annotation>
<xs:appinfo>
<retsid>101254</retsid>
</xs:appinfo>
</xs:annotation>
</xs:enumeration>
<xs:enumeration value="Chattel">
<xs:annotation>
<xs:documentation>
A loan secured against personal
property
</xs:documentation>
<xs:appinfo>
<retsid>101255</retsid>
</xs:appinfo>
</xs:annotation>
</xs:enumeration>
<xs:enumeration value="Closed Rate">
<xs:annotation>
<xs:appinfo>
<retsid>101256</retsid>
</xs:appinfo>
</xs:annotation>
</xs:enumeration>
<xs:enumeration value="Conventional">
<xs:annotation>
<xs:appinfo>
<retsid>101257</retsid>
</xs:appinfo>
</xs:annotation>
</xs:enumeration>
<xs:enumeration value="Convertible">
<xs:annotation>
<xs:appinfo>
<retsid>101258</retsid>
</xs:appinfo>
</xs:annotation>
</xs:enumeration>
<xs:enumeration value="FHA">
<xs:annotation>
<xs:documentation>
A load arranged through the
Federal Housing Administration
</xs:documentation>
<xs:appinfo>
<retsid>101259</retsid>
</xs:appinfo>
</xs:annotation>
</xs:enumeration>
<xs:enumeration value="Fixed">
<xs:annotation>
<xs:documentation>
The interest rate is fixed for the
term of the agreement.
</xs:documentation>
<xs:appinfo>
<retsid>101260</retsid>
</xs:appinfo>
</xs:annotation>
</xs:enumeration>
<xs:enumeration value="Graduated Payment">
<xs:annotation>
<xs:documentation>
A form of fixed price mortgage where
the payment increases from an initial
amount to a final amount.
</xs:documentation>
<xs:appinfo>
<retsid>101261</retsid>
</xs:appinfo>
</xs:annotation>
</xs:enumeration>
<xs:enumeration value="Growing Equity">
<xs:annotation>
<xs:documentation>
A Hybrid is a generic description
of a loan that starts as one type
of loan (fixed or adjustable) then
converts to the opposite type of
loan.
</xs:documentation>
<xs:appinfo>
<retsid>101262</retsid>
</xs:appinfo>
</xs:annotation>
</xs:enumeration>
<xs:enumeration value="High Ratio">
<xs:annotation>
<xs:documentation>
A Hybrid is a generic description
of a loan that starts as one type
of loan (fixed or adjustable) then
converts to the opposite type of
loan.
</xs:documentation>
<xs:appinfo>
<retsid>101263</retsid>
</xs:appinfo>
</xs:annotation>
</xs:enumeration>
<xs:enumeration value="Hybrid ARM">
<xs:annotation>
<xs:documentation>
A Hybrid is a generic description
of a loan that starts as one type
of loan (fixed or adjustable) then
converts to the opposite type of
loan.
</xs:documentation>
<xs:appinfo>
<retsid>101264</retsid>
</xs:appinfo>
</xs:annotation>
</xs:enumeration>
<xs:enumeration value="Interest-Only">
<xs:annotation>
<xs:documentation>
A loan that starts as an interest
only payment that then converts
to a regular interest and
principal payment.
</xs:documentation>
<xs:appinfo>
<retsid>101265</retsid>
</xs:appinfo>
</xs:annotation>
</xs:enumeration>
<xs:enumeration value="Level-Payment">
<xs:annotation>
<xs:documentation>
A mortgage where the periodic payment
amount is kept constant.
</xs:documentation>
<xs:appinfo>
<retsid>101266</retsid>
</xs:appinfo>
</xs:annotation>
</xs:enumeration>
<xs:enumeration value="Open">
<xs:annotation>
<xs:documentation>
A form of fixed rate loan where the
term is short, typically six months
to a year while the amortization
term is long, typically 20 to 40
years.
</xs:documentation>
<xs:appinfo>
<retsid>101267</retsid>
</xs:appinfo>
</xs:annotation>
</xs:enumeration>
<xs:enumeration value="Multi-Step">
<xs:annotation>
<xs:documentation>
An adjustable rate mortgage loan that
provides several different options
for payments, typically resulting in
quicker payout.
</xs:documentation>
<xs:appinfo>
<retsid>101268</retsid>
</xs:appinfo>
</xs:annotation>
</xs:enumeration>
<xs:enumeration value="Option ARM">
<xs:annotation>
<xs:documentation>
An adjustable rate mortgage loan that
provides several different options
for payments, typically resulting in
quicker payout.
</xs:documentation>
<xs:appinfo>
<retsid>101269</retsid>
</xs:appinfo>
</xs:annotation>
</xs:enumeration>
<xs:enumeration value="Price Level Adjusted">
<xs:annotation>
<xs:documentation>
A form of graduated payment mortgage
that the rate of interest remains
constant while the outstanding
principal is adjusted for inflation.
</xs:documentation>
<xs:appinfo>
<retsid>101270</retsid>
</xs:appinfo>
</xs:annotation>
</xs:enumeration>
<xs:enumeration value="Piggyback">
<xs:annotation>
<xs:documentation>
Also known as Split-Loan.
A loan where a a large loan is
split into two smaller loans.
Typically, a fixed-rate and
an adjustable-rate loan are offered
without a penalty for the
secondary financing.
</xs:documentation>
<xs:appinfo>
<retsid>101271</retsid>
</xs:appinfo>
</xs:annotation>
</xs:enumeration>
<xs:enumeration value="Private">
<xs:annotation>
<xs:documentation>
Also known as hard-money, the mortgage
agreement has been negotiated between
private parties outside the normal
mortgage channels.
</xs:documentation>
<xs:appinfo>
<retsid>101272</retsid>
</xs:appinfo>
</xs:annotation>
</xs:enumeration>
<xs:enumeration value="Reverse">
<xs:annotation>
<xs:documentation>
A cash-advance loan secured against
the property that isn't called until
the home-owner moves or dies.
</xs:documentation>
<xs:appinfo>
<retsid>101273</retsid>
</xs:appinfo>
</xs:annotation>
</xs:enumeration>
<xs:enumeration value="RHS">
<xs:annotation>
<xs:documentation>
A loan arranged through the Rural
Housing Service, part of the
US Department of Agriculture.
</xs:documentation>
<xs:appinfo>
<retsid>101274</retsid>
</xs:appinfo>
</xs:annotation>
</xs:enumeration>
<xs:enumeration value="Shared Appreciation">
<xs:annotation>
<xs:documentation>
A reduced rate loan where the
reduced rate is offset by a sharing
of the appreciation of the property's
value (principal)
</xs:documentation>
<xs:appinfo>
<retsid>101275</retsid>
</xs:appinfo>
</xs:annotation>
</xs:enumeration>
<xs:enumeration value="Two-Step">
<xs:annotation>
<xs:documentation>
A hybrid ARM with a fixed rate
for a part of the term, typically
5 or 7 years, followed by a variable
rate for the remainder of the term.
</xs:documentation>
<xs:appinfo>
<retsid>101276</retsid>
</xs:appinfo>
</xs:annotation>
</xs:enumeration>
<xs:enumeration value="VA">
<xs:annotation>
<xs:documentation>
A loan arranged through the
Veterans Affairs
</xs:documentation>
<xs:appinfo>
<retsid>101277</retsid>
</xs:appinfo>
</xs:annotation>
</xs:enumeration>
<xs:enumeration value="15 year">
<xs:annotation>
<xs:documentation>
</xs:documentation>
<xs:appinfo>
<retsid>101278</retsid>
</xs:appinfo>
</xs:annotation>
</xs:enumeration>
<xs:enumeration value="Unknown">
<xs:annotation>
<xs:documentation>
</xs:documentation>
<xs:appinfo>
<retsid>101279</retsid>
</xs:appinfo>
</xs:annotation>
</xs:enumeration>
<xs:enumeration value="Other">
<xs:annotation>
<xs:documentation>
</xs:documentation>
<xs:appinfo>
<retsid>101280</retsid>
</xs:appinfo>
</xs:annotation>
</xs:enumeration>
<xs:enumeration value="Other-Federal">
<xs:annotation>
<xs:documentation>
</xs:documentation>
<xs:appinfo>
<retsid>101604</retsid>
</xs:appinfo>
</xs:annotation>
</xs:enumeration>
<xs:enumeration value="Other-State">
<xs:annotation>
<xs:documentation>
</xs:documentation>
<xs:appinfo>
<retsid>101281</retsid>
</xs:appinfo>
</xs:annotation>
</xs:enumeration>
<xs:enumeration value="Other-VA">
<xs:annotation>
<xs:documentation>
</xs:documentation>
<xs:appinfo>
<retsid>101282</retsid>
</xs:appinfo>
</xs:annotation>
</xs:enumeration>
<xs:enumeration value="None">
<xs:annotation>
<xs:documentation>
</xs:documentation>
<xs:appinfo>
<retsid>101283</retsid>
</xs:appinfo>
</xs:annotation>
</xs:enumeration>
</xs:restriction>
</xs:simpleContent>
</xs:complexType>
<!-- Types -->
<xs:complexType name="ClosingCostsType">
<xs:simpleContent>
<xs:extension base="commons:SecureMoney">
<xs:annotation>
<xs:documentation>
Costs associated with completing
a transaction.
</xs:documentation>
<xs:appinfo>
12000
</xs:appinfo>
</xs:annotation>
</xs:extension>
</xs:simpleContent>
</xs:complexType>
<xs:complexType name="ConcessionsType">
<xs:annotation>
<xs:documentation>
A collection of concessions a party is
willing to make.
</xs:documentation>
</xs:annotation>
<xs:sequence>
<xs:element name="Concession"
type="commons:MonetaryValueDescriptionPairType"
minOccurs="0"
maxOccurs="unbounded">
<xs:annotation>
<xs:documentation>
</xs:documentation>
<xs:appinfo>
<retsid>100084</retsid>
<example></example>
</xs:appinfo>
</xs:annotation>
</xs:element>
</xs:sequence>
</xs:complexType>
<xs:complexType name="EarnestMoneyType">
<xs:simpleContent>
<xs:extension base="commons:SecureMoney">
</xs:extension>
</xs:simpleContent>
</xs:complexType>
<!-- Fees Types -->
<xs:complexType name="Fee">
<xs:simpleContent>
<xs:extension base="commons:SecureMoney">
</xs:extension>
</xs:simpleContent>
</xs:complexType>
<xs:complexType name="FeeWithFrequency">
<xs:simpleContent>
<xs:extension base="commons:SecureMoney">
<xs:attribute ref="commons:currencyPeriod">
<xs:annotation>
<xs:appinfo>
<retsid>100086</retsid>
</xs:appinfo>
</xs:annotation>
</xs:attribute>
</xs:extension>
</xs:simpleContent>
</xs:complexType>
<xs:complexType name="PriceWithOptionalFrequency">
<xs:simpleContent>
<xs:extension base="commons:SecureMoney">
<xs:attribute ref="commons:currencyPeriod" use="optional">
<xs:annotation>
<xs:appinfo>
<retsid>100087</retsid>
</xs:appinfo>
</xs:annotation>
</xs:attribute>
</xs:extension>
</xs:simpleContent>
</xs:complexType>
<xs:complexType name="GrossIncomeType">
<xs:annotation>
<xs:documentation>
A Money value representing either an
individual's total personal income before
taking taxes or deductions into account
OR a company's revenue minus the cost of goods
sold. Formatting is defined by the currency
attribute, and the periods in which the
income amount occurs are defined by the
period attribute.
</xs:documentation>
</xs:annotation>
<xs:simpleContent>
<xs:extension base="commons:SecureMoney">
<xs:attribute ref="commons:currencyPeriod">
<xs:annotation>
<xs:appinfo>
<retsid>100088</retsid>
</xs:appinfo>
</xs:annotation>
</xs:attribute>
</xs:extension>
</xs:simpleContent>
</xs:complexType>
<xs:complexType name="MortgageAmountType">
<xs:annotation>
<xs:documentation>
The total amount of a loan secured by the
collateral of some specified real estate
property that the borrower is obliged to
pay back with predetermined set of payments.
Currency attribute provides the
formatting information.
</xs:documentation>
</xs:annotation>
<xs:simpleContent>
<xs:extension base="commons:SecureMoney"/>
</xs:simpleContent>
</xs:complexType>
<xs:complexType name="MortgagePaymentType">
<xs:simpleContent>
<xs:extension base="commons:SecureMoney">
<xs:annotation>
<xs:documentation>
The mortgage payment amount and period.
</xs:documentation>
<xs:appinfo>
2286.37
</xs:appinfo>
</xs:annotation>
<xs:attribute ref="commons:currencyPeriod">
<xs:annotation>
<xs:appinfo>
Month
</xs:appinfo>
</xs:annotation>
</xs:attribute>
</xs:extension>
</xs:simpleContent>
</xs:complexType>
<xs:complexType name="NetIncomeType">
<xs:annotation>
<xs:documentation>
Number representing an individual's or
company's income after all taxes have
been deducted. Formatting is defined by
the currency attribute, and the periods in
which the income amount occurs are defined
by the period attribute.
</xs:documentation>
</xs:annotation>
<xs:simpleContent>
<xs:extension base="commons:SecureMoney"/>
</xs:simpleContent>
</xs:complexType>
<xs:complexType name="RentIncomeType">
<xs:annotation>
<xs:documentation>
Number representing income received
from rental properties. Formatting is
defined by the currency attribute and
the periods in which the income amount
occurs are defined by the period attribute.
</xs:documentation>
</xs:annotation>
<xs:simpleContent>
<xs:extension base="commons:SecureMoney"/>
</xs:simpleContent>
</xs:complexType>
<xs:complexType name="SecurityDepositsType">
<xs:annotation>
<xs:documentation>
A collection of security deposits specified
for a rental.
</xs:documentation>
</xs:annotation>
<xs:sequence>
<xs:element name="SecurityDeposit"
type="commons:MonetaryValueDescriptionPairType"
minOccurs="0"
maxOccurs="unbounded">
<xs:annotation>
<xs:documentation>
</xs:documentation>
<xs:appinfo>
<retsid>100085</retsid>
<example></example>
</xs:appinfo>
</xs:annotation>
</xs:element>
</xs:sequence>
</xs:complexType>
<xs:complexType name="VacancyFactorType">
<xs:annotation>
<xs:documentation>
The amount of gross revenue that pro forma
income statements anticipate will be lost
because of vacancies, often expressed as a
percentage of the total rentable square
footage available in a building or project.
</xs:documentation>
</xs:annotation>
<xs:simpleContent>
<xs:extension base="commons:SecureDecimal"/>
</xs:simpleContent>
</xs:complexType>
<xs:complexType name="AssumableType">
<xs:sequence>
<xs:element name="IsAssumable"
type="commons:SecureBoolean"
minOccurs="0"
maxOccurs="1">
<xs:annotation>
<xs:appinfo>
<retsid>100089</retsid>
<example>true</example>
</xs:appinfo>
</xs:annotation>
</xs:element>
<xs:element name="MortgageRank"
type="commons:MortgageRankEnum"
minOccurs="0"
maxOccurs="4">
<xs:annotation>
<xs:appinfo>
<retsid>100090</retsid>
<example>First</example>
</xs:appinfo>
</xs:annotation>
</xs:element>
</xs:sequence>
</xs:complexType>
<xs:complexType name="MortgageConditionsType">
<xs:annotation>
<xs:documentation>
A string describing conditions attached to
the mortgage.
</xs:documentation>
<xs:appinfo>
Contact seller for more details
</xs:appinfo>
</xs:annotation>
<xs:sequence>
<xs:element name="MortgageCondition"
type="xs:string"
minOccurs="0"
maxOccurs="unbounded">
<xs:annotation>
<xs:appinfo>
<retsid>100091</retsid>
<example></example>
</xs:appinfo>
</xs:annotation>
</xs:element>
</xs:sequence>
</xs:complexType>
<xs:complexType name="MortgageType">
<xs:sequence>
<xs:element name="HasClearTitle"
type="xs:boolean"
minOccurs="0"
maxOccurs="1">
<xs:annotation>
<xs:documentation>
Flag to indicate that the property is
owned outright
</xs:documentation>
<xs:appinfo>
<retsid>100092</retsid>
<example>false</example>
</xs:appinfo>
</xs:annotation>
</xs:element>
<xs:element name="MortgageRank"
type="commons:MortgageRankEnum"
minOccurs="0"
maxOccurs="1">
<xs:annotation>
<xs:documentation>
The primacy of the mortgage against the
asset in the event of a default.
</xs:documentation>
<xs:appinfo>
<retsid>100093</retsid>
<example>First</example>
</xs:appinfo>
</xs:annotation>
</xs:element>
<xs:element name="MortgageClassification"
type="commons:MortgageClassificationEnum"
minOccurs="0"
maxOccurs="1">
<xs:annotation>
<xs:documentation>
The type of mortgage selected from an
enumeration of mortgage types.
</xs:documentation>
<xs:appinfo>
<retsid>100094</retsid>
<example>Conventional</example>
</xs:appinfo>
</xs:annotation>
</xs:element>
<xs:element name="ProductName"
type="commons:SecureString"
minOccurs="0"
maxOccurs="1">
<xs:annotation>
<xs:documentation>
The mortgage product name, typically a
name that the mortgage vendor markets
the mortgage under.
</xs:documentation>
<xs:appinfo>
<retsid>100095</retsid>
<example>Happy Valley Bank Homeprime Capped</example>
</xs:appinfo>
</xs:annotation>
</xs:element>
<xs:element name="MortgageVendorName"
type="commons:SecureString"
minOccurs="0"
maxOccurs="1">
<xs:annotation>
<xs:documentation>
The name of the lending party
</xs:documentation>
<xs:appinfo>
<retsid>100096</retsid>
<example>Happy Valley Bank</example>
</xs:appinfo>
</xs:annotation>
</xs:element>
<xs:element name="MortgageAmount"
type="commons:MortgageAmountType"
minOccurs="0"
maxOccurs="1">
<xs:annotation>
<xs:documentation>
The principal amount of the mortgage
</xs:documentation>
<xs:appinfo>
<retsid>100097</retsid>
<example>326000</example>
</xs:appinfo>
</xs:annotation>
</xs:element>
<xs:element name="MortgagePayment"
type="commons:MortgagePaymentType"
minOccurs="0"
maxOccurs="1">
<xs:annotation>
<xs:documentation>
</xs:documentation>
<xs:appinfo>
<retsid>100098</retsid>
<example></example>
</xs:appinfo>
</xs:annotation>
</xs:element>
<xs:element name="MortgageRate"
type="commons:SecureDecimal"
minOccurs="0"
maxOccurs="1">
<xs:annotation>
<xs:documentation>
</xs:documentation>
<xs:appinfo>
<retsid>100099</retsid>
<example>6.97</example>
</xs:appinfo>
</xs:annotation>
</xs:element>
<xs:element name="MortgageDate"
type="commons:SecureDateTime"
minOccurs="0"
maxOccurs="1">
<xs:annotation>
<xs:documentation>
</xs:documentation>
<xs:appinfo>
<retsid>100100</retsid>
<example>2007-03-10T12:00:00-05:00</example>
</xs:appinfo>
</xs:annotation>
</xs:element>
<xs:element name="MortgageConditions"
type="commons:SecureString"
minOccurs="0"
maxOccurs="1">
<xs:annotation>
<xs:documentation>
</xs:documentation>
<xs:appinfo>
<retsid>100101</retsid>
<example></example>
</xs:appinfo>
</xs:annotation>
</xs:element>
<xs:element name="MortgageRenewalDate"
type="commons:SecureDateTime"
minOccurs="0"
maxOccurs="1">
<xs:annotation>
<xs:documentation>
</xs:documentation>
<xs:appinfo>
<retsid>100102</retsid>
<example>2007-03-10T12:00:00-05:00</example>
</xs:appinfo>
</xs:annotation>
</xs:element>
<xs:any namespace="##other"
minOccurs="0"
maxOccurs="unbounded">
</xs:any>
</xs:sequence>
<xs:attribute name="isVerified"
type="xs:boolean"
use="optional">
<xs:annotation>
<xs:documentation>
</xs:documentation>
<xs:appinfo>
<retsid>100103</retsid>
<example>true</example>
</xs:appinfo>
</xs:annotation>
</xs:attribute>
</xs:complexType>
<xs:complexType name="MortgagesType">
<xs:annotation>
<xs:documentation>
A collection of Mortgage
</xs:documentation>
</xs:annotation>
<xs:sequence>
<xs:element name="Mortgage"
type="commons:MortgageType"
minOccurs="0"
maxOccurs="unbounded">
<xs:annotation>
<xs:documentation>
</xs:documentation>
<xs:appinfo>
<retsid>100104</retsid>
<example></example>
</xs:appinfo>
</xs:annotation>
</xs:element>
</xs:sequence>
</xs:complexType>
<xs:complexType name="InvestmentType">
<xs:sequence>
<xs:element name="RentIncome"
type="commons:RentIncomeType"
minOccurs="0"
maxOccurs="1">
<xs:annotation>
<xs:appinfo>
<retsid>100105</retsid>
<example></example>
</xs:appinfo>
</xs:annotation>
</xs:element>
<xs:element name="GrossIncome"
type="commons:GrossIncomeType"
minOccurs="0"
maxOccurs="1">
<xs:annotation>
<xs:appinfo>
<retsid>100106</retsid>
<example></example>
</xs:appinfo>
</xs:annotation>
</xs:element>
<xs:element name="NetIncome"
type="commons:NetIncomeType"
minOccurs="0"
maxOccurs="1">
<xs:annotation>
<xs:appinfo>
<retsid>100107</retsid>
<example></example>
</xs:appinfo>
</xs:annotation>
</xs:element>
<xs:element name="VacancyFactor"
type="commons:VacancyFactorType"
minOccurs="0"
maxOccurs="1">
<xs:annotation>
<xs:appinfo>
<retsid>100108</retsid>
<example></example>
</xs:appinfo>
</xs:annotation>
</xs:element>
<xs:element name="Expenses"
type="commons:ExpensesType"
minOccurs="0"
maxOccurs="1">
<xs:annotation>
<xs:appinfo>
<retsid>100109</retsid>
<example></example>
</xs:appinfo>
</xs:annotation>
</xs:element>
<xs:any namespace="##other"
minOccurs="0"
maxOccurs="unbounded"/>
</xs:sequence>
</xs:complexType>
<xs:complexType name="ExpensesType">
<xs:annotation>
<xs:documentation>
Money spent or costs incurred.
</xs:documentation>
</xs:annotation>
<xs:sequence>
<xs:element name="CondoCoopFee"
type="commons:FeeWithFrequency"
minOccurs="0"
maxOccurs="1">
<xs:annotation>
<xs:appinfo>
<retsid>100110</retsid>
<example></example>
</xs:appinfo>
</xs:annotation>
</xs:element>
<xs:element name="ElevatorUseFee"
type="commons:Fee"
minOccurs="0"
maxOccurs="1">
<xs:annotation>
<xs:appinfo>
<retsid>100111</retsid>
<example></example>
</xs:appinfo>
</xs:annotation>
</xs:element>
<xs:element name="FrontFootFee"
type="commons:Fee"
minOccurs="0"
maxOccurs="1">
<xs:annotation>
<xs:appinfo>
<retsid>100112</retsid>
<example></example>
</xs:appinfo>
</xs:annotation>
</xs:element>
<xs:element name="HOAFee"
type="commons:FeeWithFrequency"
minOccurs="0"
maxOccurs="1">
<xs:annotation>
<xs:documentation>
A fee paid by the homeowner to the
association that governs a condominium
complex for their part of the
maintenance and management of the
project. Formatting is specified by
the currency attribute and the period
attribute signifies how often the fee
is payable (monthly, quarterly, etc.).
</xs:documentation>
<xs:appinfo>
<retsid>100113</retsid>
<example></example>
</xs:appinfo>
</xs:annotation>
</xs:element>
<xs:element name="HOATransferFee"
type="commons:Fee"
minOccurs="0"
maxOccurs="1">
<xs:annotation>
<xs:appinfo>
<retsid>100114</retsid>
<example></example>
</xs:appinfo>
</xs:annotation>
</xs:element>
<xs:element name="MoveInFee"
type="commons:Fee"
minOccurs="0"
maxOccurs="1">
<xs:annotation>
<xs:appinfo>
<retsid>100115</retsid>
<example></example>
</xs:appinfo>
</xs:annotation>
</xs:element>
<xs:element name="PetDeposit"
type="commons:Fee"
minOccurs="0"
maxOccurs="1">
<xs:annotation>
<xs:appinfo>
<retsid>100116</retsid>
<example></example>
</xs:appinfo>
</xs:annotation>
</xs:element>
<xs:element name="ProcessingFee"
type="commons:Fee"
minOccurs="0"
maxOccurs="1">
<xs:annotation>
<xs:appinfo>
<retsid>100117</retsid>
<example></example>
</xs:appinfo>
</xs:annotation>
</xs:element>
<xs:element name="RepairDeductible"
type="commons:Fee"
minOccurs="0"
maxOccurs="1">
<xs:annotation>
<xs:appinfo>
<retsid>100118</retsid>
<example></example>
</xs:appinfo>
</xs:annotation>
</xs:element>
<xs:element name="WaterSewerHookup"
type="commons:Fee"
minOccurs="0"
maxOccurs="1">
<xs:annotation>
<xs:appinfo>
<retsid>100119</retsid>
<example></example>
</xs:appinfo>
</xs:annotation>
</xs:element>
<xs:element name="TenantPays"
type="commons:Fee"
minOccurs="0"
maxOccurs="1">
<xs:annotation>
<xs:appinfo>
<retsid>100120</retsid>
<example></example>
</xs:appinfo>
</xs:annotation>
</xs:element>
<xs:element name="OwnerPays"
type="commons:Fee"
minOccurs="0"
maxOccurs="1">
<xs:annotation>
<xs:appinfo>
<retsid>100121</retsid>
<example></example>
</xs:appinfo>
</xs:annotation>
</xs:element>
<xs:any namespace="##other"
minOccurs="0"
maxOccurs="unbounded"/>
</xs:sequence>
</xs:complexType>
<xs:complexType name="LeaseType">
<xs:sequence>
<xs:element name="LeaseType"
type="commons:SecureString"
minOccurs="0"
maxOccurs="1">
<xs:annotation>
<xs:documentation>
A description of the lease type
</xs:documentation>
<xs:appinfo>
<retsid>100122</retsid>
<example></example>
</xs:appinfo>
</xs:annotation>
</xs:element>
<xs:element name="LeaseAmount"
type="commons:SecureMoney"
minOccurs="0"
maxOccurs="1">
<xs:annotation>
<xs:documentation>
The amount of the lease.
</xs:documentation>
<xs:appinfo>
<retsid>100123</retsid>
<example></example>
</xs:appinfo>
</xs:annotation>
</xs:element>
</xs:sequence>
</xs:complexType>
<!-- Aggregation Types -->
<xs:complexType name="LeaseFinancialType">
<xs:sequence>
<xs:element name="Lease"
type="commons:LeaseType"
minOccurs="0"
maxOccurs="1">
<xs:annotation>
<xs:documentation>
A collection of leases - there may
be separate lease pricing for the
buildings and land.
</xs:documentation>
<xs:appinfo>
<retsid>100124</retsid>
<example></example>
</xs:appinfo>
</xs:annotation>
</xs:element>
<xs:element name="LeaseExpiryDate"
type="commons:SecureDateTime"
minOccurs="0"
maxOccurs="1">
<xs:annotation>
<xs:documentation>
The agreement expiration date.
</xs:documentation>
<xs:appinfo>
<retsid>100125</retsid>
<example></example>
</xs:appinfo>
</xs:annotation>
</xs:element>
<xs:element name="LeaseRenewalDate"
type="commons:SecureDateTime"
minOccurs="0"
maxOccurs="1">
<xs:annotation>
<xs:documentation>
The date when the renewal option must
be exercised.
</xs:documentation>
<xs:appinfo>
<retsid>100126</retsid>
<example></example>
</xs:appinfo>
</xs:annotation>
</xs:element>
<xs:element name="HasLeaseRenewalOption"
type="commons:nullable-boolean"
minOccurs="0"
maxOccurs="1">
<xs:annotation>
<xs:appinfo>
<retsid>100127</retsid>
<example></example>
</xs:appinfo>
</xs:annotation>
</xs:element>
<xs:element name="HasPurchaseOption"
type="commons:nullable-boolean"
minOccurs="0"
maxOccurs="1">
<xs:annotation>
<xs:documentation>
The lease can be converted to
a purchase agreement.
</xs:documentation>
<xs:appinfo>
<retsid>100134</retsid>
<example></example>
</xs:appinfo>
</xs:annotation>
</xs:element>
<xs:element name="IsAssignable"
type="commons:nullable-boolean"
minOccurs="0"
maxOccurs="1">
<xs:annotation>
<xs:documentation>
Lessee may assign lease to a third-party
</xs:documentation>
<xs:appinfo>
<retsid>100128</retsid>
<example></example>
</xs:appinfo>
</xs:annotation>
</xs:element>
<xs:element name="IsAssumable"
type="commons:nullable-boolean"
minOccurs="0"
maxOccurs="1">
<xs:annotation>
<xs:documentation>
Lessee may assume an existing lease
from a third-party
</xs:documentation>
<xs:appinfo>
<retsid>100129</retsid>
<example></example>
</xs:appinfo>
</xs:annotation>
</xs:element>
<xs:element name="IsAttornable"
type="commons:nullable-boolean"
minOccurs="0"
maxOccurs="1">
<xs:annotation>
<xs:documentation>
Lessor may assign lease to a third-party
</xs:documentation>
<xs:appinfo>
<retsid>100130</retsid>
<example></example>
</xs:appinfo>
</xs:annotation>
</xs:element>
<xs:element name="IsLeased"
type="commons:nullable-boolean"
minOccurs="0"
maxOccurs="1">
<xs:annotation>
<xs:documentation>
Indicates that the property is
currently leased.
</xs:documentation>
<xs:appinfo>
<retsid>100131</retsid>
<example></example>
</xs:appinfo>
</xs:annotation>
</xs:element>
<xs:element name="LeaseRemarks"
type="commons:SecureRemark"
minOccurs="0"
maxOccurs="1">
<xs:annotation>
<xs:appinfo>
<retsid>100136</retsid>
<example></example>
</xs:appinfo>
</xs:annotation>
</xs:element>
<xs:element name="PurchaseOptionUpFrontFee"
type="commons:SecureMoney"
minOccurs="0"
maxOccurs="1">
<xs:annotation>
<xs:documentation>
Up front fee for a PurchaseOption
lease
</xs:documentation>
<xs:appinfo>
<retsid>100135</retsid>
<example></example>
</xs:appinfo>
</xs:annotation>
</xs:element>
<xs:element name="TransferFees"
type="commons:SecureMoney"
minOccurs="0"
maxOccurs="1">
<xs:annotation>
<xs:documentation>
Fees involved in transferring the lease
or converting the lease
</xs:documentation>
<xs:appinfo>
<retsid>100132</retsid>
<example></example>
</xs:appinfo>
</xs:annotation>
</xs:element>
<xs:element name="TenantPays"
type="commons:SecureString"
minOccurs="0"
maxOccurs="unbounded">
<xs:annotation>
<xs:documentation>
Tenant is responsible for paying a
proportional share of recoverable
expenses. Also known as Net Lease.
</xs:documentation>
<xs:appinfo>
<retsid>100133</retsid>
<example></example>
</xs:appinfo>
</xs:annotation>
</xs:element>
</xs:sequence>
</xs:complexType>
<xs:complexType name="RentClosingFinancialType">
<xs:sequence>
<xs:element name="IsFurnished"
type="commons:nullable-boolean"
minOccurs="0"
maxOccurs="1">
<xs:annotation>
<xs:documentation>
Flag indicating that the property
is rented furnished
</xs:documentation>
<xs:appinfo>
<retsid>101204</retsid>
<example></example>
</xs:appinfo>
</xs:annotation>
</xs:element>
<xs:element name="IsShortTerm"
type="commons:nullable-boolean"
minOccurs="0"
maxOccurs="1">
<xs:annotation>
<xs:documentation>
Flag indicating that the property is
rented for a short term.
</xs:documentation>
<xs:appinfo>
<retsid>101205</retsid>
<example></example>
</xs:appinfo>
</xs:annotation>
</xs:element>
<xs:element name="RentFinancial"
type="commons:RentFinancialType"
minOccurs="0"
maxOccurs="1">
<xs:annotation>
<xs:documentation>
</xs:documentation>
<xs:appinfo>
<retsid>101207</retsid>
<example></example>
</xs:appinfo>
</xs:annotation>
</xs:element>
</xs:sequence>
</xs:complexType>
<xs:complexType name="RentCurrentFinancialType">
<xs:sequence>
<xs:element name="CurrentRentRate"
type="commons:FeeWithFrequency"
minOccurs="0"
maxOccurs="1">
<xs:annotation>
<xs:documentation>
Current amount of money required per
period for use.
</xs:documentation>
<xs:appinfo>
<retsid>100140</retsid>
<example></example>
</xs:appinfo>
</xs:annotation>
</xs:element>
<xs:element name="CurrentSecurityDeposits"
type="commons:SecurityDepositsType"
minOccurs="0"
maxOccurs="1">
<xs:annotation>
<xs:documentation>
Current amount of money required as
a security deposit
</xs:documentation>
<xs:appinfo>
<retsid>100145</retsid>
<example></example>
</xs:appinfo>
</xs:annotation>
</xs:element>
<xs:element name="IsRented"
type="commons:nullable-boolean"
minOccurs="0"
maxOccurs="1">
<xs:annotation>
<xs:documentation>
Indicates that the property is
currently rented.
</xs:documentation>
<xs:appinfo>
<retsid>100149</retsid>
<example></example>
</xs:appinfo>
</xs:annotation>
</xs:element>
<xs:element name="IsRentControlled"
type="commons:nullable-boolean"
minOccurs="0"
maxOccurs="1">
<xs:annotation>
<xs:documentation>
Flag indicating that the property
is rent controlled.
</xs:documentation>
<xs:appinfo>
<retsid>100150</retsid>
<example></example>
</xs:appinfo>
</xs:annotation>
</xs:element>
</xs:sequence>
</xs:complexType>
<xs:complexType name="RentListingFinancialType">
<xs:sequence>
<xs:element name="IsAvailableFurnished"
type="commons:nullable-boolean"
minOccurs="0"
maxOccurs="1">
<xs:annotation>
<xs:documentation>
Flag indicating that the property
is available furnished
</xs:documentation>
<xs:appinfo>
<retsid>100147</retsid>
<example></example>
</xs:appinfo>
</xs:annotation>
</xs:element>
<xs:element name="IsAvailableShortTerm"
type="commons:nullable-boolean"
minOccurs="0"
maxOccurs="1">
<xs:annotation>
<xs:documentation>
Flag indicating that the property is
available short term.
</xs:documentation>
<xs:appinfo>
<retsid>100148</retsid>
<example></example>
</xs:appinfo>
</xs:annotation>
</xs:element>
<xs:element name="RentFurnishedRate"
type="commons:FeeWithFrequency"
minOccurs="0"
maxOccurs="1">
<xs:annotation>
<xs:documentation>
Amount of money required per period
for use of a furnished property.
</xs:documentation>
<xs:appinfo>
<retsid>100138</retsid>
<example></example>
</xs:appinfo>
</xs:annotation>
</xs:element>
<xs:element name="RentShortTermRate"
type="commons:FeeWithFrequency"
minOccurs="0"
maxOccurs="1">
<xs:annotation>
<xs:documentation>
Amount of money required per period
for short term use.
</xs:documentation>
<xs:appinfo>
<retsid>100139</retsid>
<example></example>
</xs:appinfo>
</xs:annotation>
</xs:element>
<xs:element name="RentFinancial"
type="commons:RentFinancialType"
minOccurs="0"
maxOccurs="1">
<xs:annotation>
<xs:documentation>
</xs:documentation>
<xs:appinfo>
<retsid>101206</retsid>
<example></example>
</xs:appinfo>
</xs:annotation>
</xs:element>
</xs:sequence>
</xs:complexType>
<xs:complexType name="RentFinancialType">
<xs:sequence>
<xs:element name="OccupancyDate"
type="xs:dateTime"
minOccurs="0"
maxOccurs="1">
<xs:annotation>
<xs:documentation>
The date the rental property is
available for occupancy.
</xs:documentation>
<xs:appinfo>
<retsid>100151</retsid>
<example></example>
</xs:appinfo>
</xs:annotation>
</xs:element>
<xs:element name="OtherSecurityDeposits"
type="commons:SecurityDepositsType"
minOccurs="0"
maxOccurs="1">
<xs:annotation>
<xs:documentation>
Current amount of money required as
a security deposit unclassified.
</xs:documentation>
<xs:appinfo>
<retsid>100146</retsid>
<example></example>
</xs:appinfo>
</xs:annotation>
</xs:element>
<xs:element name="RentRate"
type="commons:FeeWithFrequency"
minOccurs="0"
maxOccurs="1">
<xs:annotation>
<xs:documentation>
Amount of money required per period
for use.
</xs:documentation>
<xs:appinfo>
<retsid>100137</retsid>
<example></example>
</xs:appinfo>
</xs:annotation>
</xs:element>
<xs:element name="RequiresTenantBoardApproval"
type="commons:nullable-boolean"
minOccurs="0"
maxOccurs="1">
<xs:annotation>
<xs:documentation>
Flag indicating that the property has
a tenant approval process.
</xs:documentation>
<xs:appinfo>
<retsid>100142</retsid>
<example></example>
</xs:appinfo>
</xs:annotation>
</xs:element>
<xs:element name="RequiresSecurityDeposit"
type="commons:nullable-boolean"
minOccurs="0"
maxOccurs="1">
<xs:annotation>
<xs:documentation>
Flag indicating that the property has
an up front security deposit.
</xs:documentation>
<xs:appinfo>
<retsid>100143</retsid>
<example></example>
</xs:appinfo>
</xs:annotation>
</xs:element>
<xs:element name="SecurityDeposits"
type="commons:SecurityDepositsType"
minOccurs="0"
maxOccurs="1">
<xs:annotation>
<xs:documentation>
Amount of money required as a
security deposit
</xs:documentation>
<xs:appinfo>
<retsid>100144</retsid>
<example></example>
</xs:appinfo>
</xs:annotation>
</xs:element>
<xs:element name="TenantApplicationFee"
type="commons:SecureMoney"
minOccurs="0"
maxOccurs="1">
<xs:annotation>
<xs:documentation>
The required fee when applying for
rent.
</xs:documentation>
<xs:appinfo>
<retsid>100152</retsid>
<example></example>
</xs:appinfo>
</xs:annotation>
</xs:element>
<xs:element name="TenantApplicationDescription"
type="commons:SecureString"
minOccurs="0"
maxOccurs="1">
<xs:annotation>
<xs:documentation>
Any description about the rent
application or application fee.
</xs:documentation>
<xs:appinfo>
<retsid>100153</retsid>
<example></example>
</xs:appinfo>
</xs:annotation>
</xs:element>
<xs:element name="TenantPays"
type="commons:SecureString"
minOccurs="0"
maxOccurs="1">
<xs:annotation>
<xs:documentation>
Tenant is responsible for paying a
proportional share of recoverable
expenses.
</xs:documentation>
<xs:appinfo>
<retsid>100141</retsid>
<example></example>
</xs:appinfo>
</xs:annotation>
</xs:element>
</xs:sequence>
</xs:complexType>
<xs:complexType name="PurchaseClosingFinancialType">
<xs:sequence>
<xs:element name="BuyerFinancing"
type="xs:string"
minOccurs="0"
maxOccurs="unbounded">
<xs:annotation>
<xs:documentation>
The financial instrument(s) actually
used to purchase the property.
</xs:documentation>
<xs:appinfo>
<retsid>100160</retsid>
<example></example>
</xs:appinfo>
</xs:annotation>
</xs:element>
<xs:element name="ClosingCosts"
type="commons:ClosingCostsType"
minOccurs="0"
maxOccurs="1">
<xs:annotation>
<xs:documentation>
The ancillary costs associated with
the purchase of the property.
</xs:documentation>
<xs:appinfo>
<retsid>100155</retsid>
<example></example>
</xs:appinfo>
</xs:annotation>
</xs:element>
<xs:element name="EarnestMoney"
type="commons:SecureMoney"
minOccurs="0"
maxOccurs="1">
<xs:annotation>
<xs:documentation>
Money used to bind the sales agreement.
Also known as Deposit money,
although deposit money connotes
refundability while earnest money
is typically non-refundable.
</xs:documentation>
<xs:appinfo>
<retsid>101202</retsid>
<example>25000</example>
</xs:appinfo>
</xs:annotation>
</xs:element>
<xs:element name="SellerConcessions"
type="commons:ConcessionsType"
minOccurs="0"
maxOccurs="1">
<xs:annotation>
<xs:documentation>
Concessions the seller agrees to.
This may include to pay or provide
for, in part or whole of the buyer's
closing costs. May be money or goods.
</xs:documentation>
<xs:appinfo>
<retsid>100158</retsid>
<example></example>
</xs:appinfo>
</xs:annotation>
</xs:element>
<xs:element name="SellerTerms"
type="commons:SecureString"
minOccurs="0"
maxOccurs="unbounded">
<xs:annotation>
<xs:documentation>
The types of financing the seller
will accept at the time of listing.
</xs:documentation>
<xs:appinfo>
<retsid>101203</retsid>
<example></example>
</xs:appinfo>
</xs:annotation>
</xs:element>
<xs:element name="TermsOfSale"
type="commons:SecureString"
minOccurs="0"
maxOccurs="unbounded">
<xs:annotation>
<xs:documentation>
Financing terms agreed between the buyer
and seller.
</xs:documentation>
<xs:appinfo>
<retsid>100159</retsid>
<example></example>
</xs:appinfo>
</xs:annotation>
</xs:element>
</xs:sequence>
</xs:complexType>
<xs:complexType name="PurchaseFinancialType">
<xs:sequence>
<xs:element name="EarnestMoney"
type="commons:SecureMoney"
minOccurs="0"
maxOccurs="1">
<xs:annotation>
<xs:documentation>
Money used to bind the sales agreement.
Also known as Deposit money,
although deposit money connotes
refundability while earnest money
is typically non-refundable.
</xs:documentation>
<xs:appinfo>
<retsid>100154</retsid>
<example>25000</example>
</xs:appinfo>
</xs:annotation>
</xs:element>
<xs:element name="MayAssumeMortgage"
type="commons:AssumableType"
minOccurs="0"
maxOccurs="1">
<xs:annotation>
<xs:documentation>
Purchaser may assume the existing
mortgage.
</xs:documentation>
<xs:appinfo>
<retsid>100156</retsid>
<example></example>
</xs:appinfo>
</xs:annotation>
</xs:element>
<xs:element name="SellerTerms"
type="commons:SecureString"
minOccurs="0"
maxOccurs="unbounded">
<xs:annotation>
<xs:documentation>
The types of financing the seller
will accept at the time of listing.
</xs:documentation>
<xs:appinfo>
<retsid>100157</retsid>
<example></example>
</xs:appinfo>
</xs:annotation>
</xs:element>
</xs:sequence>
</xs:complexType>
<xs:complexType name="ClosingFinancialType">
<xs:sequence>
<xs:element name="Purchase"
type="commons:PurchaseClosingFinancialType"
minOccurs="0"
maxOccurs="1">
<xs:annotation>
<xs:appinfo>
<retsid>101613</retsid>
<example></example>
</xs:appinfo>
</xs:annotation>
</xs:element>
<xs:element name="Lease"
type="commons:LeaseFinancialType"
minOccurs="0"
maxOccurs="1">
<xs:annotation>
<xs:appinfo>
<retsid>101614</retsid>
<example></example>
</xs:appinfo>
</xs:annotation>
</xs:element>
<xs:element name="Rent"
type="commons:RentClosingFinancialType"
minOccurs="0"
maxOccurs="1">
<xs:annotation>
<xs:appinfo>
<retsid>101615</retsid>
<example></example>
</xs:appinfo>
</xs:annotation>
</xs:element>
</xs:sequence>
</xs:complexType>
<xs:complexType name="ListingFinancialType">
<xs:sequence>
<xs:element name="Purchase"
type="commons:PurchaseFinancialType"
minOccurs="0"
maxOccurs="1">
<xs:annotation>
<xs:appinfo>
<retsid>100161</retsid>
<example></example>
</xs:appinfo>
</xs:annotation>
</xs:element>
<xs:element name="Lease"
type="commons:LeaseFinancialType"
minOccurs="0"
maxOccurs="1">
<xs:annotation>
<xs:appinfo>
<retsid>100162</retsid>
<example></example>
</xs:appinfo>
</xs:annotation>
</xs:element>
<xs:element name="Rent"
type="commons:RentListingFinancialType"
minOccurs="0"
maxOccurs="1">
<xs:annotation>
<xs:appinfo>
<retsid>100163</retsid>
<example></example>
</xs:appinfo>
</xs:annotation>
</xs:element>
</xs:sequence>
</xs:complexType>
<xs:complexType name="PropertyFinancialType">
<xs:sequence>
<xs:element name="CurrentLease"
type="commons:LeaseFinancialType"
minOccurs="0"
maxOccurs="1">
<xs:annotation>
<xs:appinfo>
<retsid>100164</retsid>
<example></example>
</xs:appinfo>
</xs:annotation>
</xs:element>
<xs:element name="CurrentRent"
type="commons:RentCurrentFinancialType"
minOccurs="0"
maxOccurs="1">
<xs:annotation>
<xs:appinfo>
<retsid>101201</retsid>
<example></example>
</xs:appinfo>
</xs:annotation>
</xs:element>
<xs:element name="Investment"
type="commons:InvestmentType"
minOccurs="0"
maxOccurs="1">
<xs:annotation>
<xs:appinfo>
<retsid>100165</retsid>
<example></example>
</xs:appinfo>
</xs:annotation>
</xs:element>
<xs:element name="Mortgages"
type="commons:MortgagesType"
minOccurs="0"
maxOccurs="1">
<xs:annotation>
<xs:appinfo>
<retsid>100166</retsid>
<example></example>
</xs:appinfo>
</xs:annotation>
</xs:element>
</xs:sequence>
</xs:complexType>
</xs:schema>
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XSD Schema Code: